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Online Training Services - Legal Requirements?

by Jason
(Pembroke Pines, FL)

I have just started an online fitness and nutrition coaching website and wanted some clarification on a couple of very important issues. The first being insurance. Although I am not doing any hands-on work with clients and have a good disclaimer that reiterates the services provided are informational only, do I need to have insurance and if so what kind and how much?

The second issue is in relation to the entity. Should I set up an actual organization or corporation? If so, should it be an LLC?

Thank you in advance. I would truly appreciate any advice or assistance.

Jason

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Online Training Services - Legal Requirements?

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Insurance and Entity Selection
by: Charles C. Weller -- Fitness Lawyer

Even though you have clients sign liability waivers, this does not preclude the filing of a lawsuit against you. Without an applicable insurance policy, you are obligated to pay out of pocket all defense costs associated with the lawsuit.

Forming a corporation often is a good idea. Also, doing business as a corporation may help insulate you from certain personal liabilities in your business (please note that it does not eliminate all liability). I prefer to set up corporations versus LLCs for my clients in the fitness industry (especially personal trainers). If you are a one-person business and there are no investors involved, I find the corporation to be the best choice. Please feel free to contact me directly for more information.

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