Personal training in my home

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Personal training in my home

I'm ACE certified and wanting to do some personal training out of my home. Does liability insurance cover me in my own home? Or just the client's home? What if my home isn't zoned for businesses? Can this be considered a hobby? Any advice would be really appreciated. Thanks.

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Insurance
by: Roberto www.musclerob.com

Hi, you should check the small print of the insurance you want to buy, but - generally speaking - what you are insuring is liability for damages and legal costs arising out of third party loss, injury or damage, in connection with your personal training activity, regardless of the place where you train people that can be in the gym, in your home, in their home or in a mutually agreed public place (such as a park).

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Insurance??
by: Leslie

Hi - I'm just starting out as well and plan on seeing clients in my home and their home. My agent suggested: Professional Liability, Property Damage and Bodily Injury. I've contact 2 places...fitnessandwellness.com and americanprofessional.com - they say "all of it's covered" but I want to see it in writing - they want you to purchase it THEN they will send the policy. If any one can recommend a reputable insurance program - please share it w/us freelancers. Thanks.

Personal training in my home

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Personal training in my home