legal protection 4 in home trainers
What kind of insurance so I need to get to train people in their homes and mine?
In Home Insurance
I have a question relating in home training. I work at gym and have had a couple people ask me if I could come to their house and work one on one with them. Is it a good idea to get insurance before doing something like this? If so how what kind of insurance should I be looking into?
Personal training in a rented apartment
I am am ACE certified personal trainer with my own liability insurance. I live in a rental duplex apartment and train one client at my home. I would like to know what liability the landlord of my apartment has if someone injures themselves on the premises during a training session.
Would my insurance cover this? Would the landlord be held liable?
How can I protect the landlord against lawsuits OR does the landlord's own homeowners insurance cover this?
finding the correct professional liability insurance
I am interested in starting in-home personal training. I have been reviewing policies trying to understand all areas that need to be covered and it is getting complex. Further I would like insurance that will include coverage for allegations dealing with sexual harassment. I have read about this being a problem when it is just the trainer and client in a room.
Are there any carriers you would recommend?
Insurance limits of liablility enough
I just signed up with a liability insurance company that my CPT school recommended. The type of coverage is Commercial General Liability/ Professional Liability. Each occurence Limit $1M, General Aggregat limit $2M. What is confusing me is in the limits of liability, it has Medical Expense Limit (any one person) $1000. I was wondering if you could tell me if I am doing the right thing. I am wanting to do In-Home Personal Training.Is this enough insurance? I will have a waiver for the clients to sign and this insurance. I will be a Sole Proprietorship.
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I have a Personal Trainer business that is a LLC. I will be training out of my garage. The only problem is that i'm not the home owner my girlfriend is. I will have personal trainer insurance that will cover my business. My question is that if a accident were to happen while I was training someone and they weren't happy with my insurance would it be possible for them to come back on my girlfriend homeowners since I'm training out of the garage?
Personal Training in my home
I would like to start personal training in my home. What kind and how much insurance am I going to need? What is the best company to get it from? Do you think this is too much of a risk?
What type of insurance do I need to train clients out of my home? Do I need a business licence?
I live in Canada and recently became an ACSM certified personal trainer. I have enough equipment at home to train clients.
What type of insurance do I need to train clients out of my home? Do I need a business licence? Does anyone have any experience with this situation?